About the Author Paul J. Mladjenovic is a certified financial planner practitioner and an investing adviser and instructor with 19 years experience writing and teaching about common stocks and related investments. He has also covered the topic of online investing in recent classes and publications. Currently the owner of PM Financial Services, he has spoken and written extensively on national and international investment strategies and has been featured on television and radio stations throughout the country. He conducts more than 150 seminars and workshops annually, teaching beginners and professionals how to invest in common stocks, bonds, options, figures, and global securities. Mr. Mladjenovic has published numerous articles on investing fundamentals and advanced techniques, and has been quoted in such business and consumer publications as Nation's Business, the Boston Globe, New York Newsday, and the Daily News. He has been a featured speaker at many major events, including the Toastmasters International Regional Conference in New York; the Learning Exchange of Sacramento, California; the Learning Annex in New York; and the Boston Center for Adult Education. In 1989, he conducted the first conference in the United States on management and investing opportunities for the home--based business, setting a precedent for seminars in this area that have since blossomed throughout the country. And to further help his students, he has written three publications: Zero Cost Marketing, How to Make Any Expense TaxDeductible, and, more recently, Internet Wealth Building Tools for Investors, which is available on software. To simplify a complex subject, Mr. Mladjenovic is currently the author and publisher of Prosperity Alert, a newsletter that focuses on the stock market, options, futures, and global investing. His Web site, www.supermoneylinks.com, gives investors extensive links and information on stock investing and other personal finance topics. The Web site also includes all the resources mentioned in this book.