Rural Construction in Ireland; A Record of Co-Operative Organisation

Rural Construction in Ireland; A Record of Co-Operative Organisation

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This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1919 edition. Excerpt: ... by charging the goods against them for an indefinite period. The agricultural society would afford little relief for such a state of things, and a large number of the people it was intended to benefit would have to continue dealing with the local "gombeen-man" on account of their past indebtedness to him and the necessity of borrowing further in the future. The joint-stock banks had branches at infrequent intervals throughout the country, usually in the market towns, and open perhaps only one or two days in the week. The borrower had to take with him two sureties if he wished to get money from this source, and the expense involved, as well as the necessity of discussing his affairs with the bank manager, made the undertaking practically impossible. Nor is it likely that the banks on their side would show any eagerness to attract such business; the amounts involved would, as a rule, be too small even to repay the book-keeping of the transaction, much less the tedious and very difficult task of making researches into the credit-worthiness of each borrower. Moreover, it is no reflection on the banks to say that their best friends were in most cases the traders and publicans of the towns and the large depositing farmers. The former class would, as a rule, be hostile, and the latter more or less indifferent to the needs of the poorer people, and where competition between one bank and another was keen, and the town hardly sufficed to support more than one, almost any bank manager would be bound to be swayed by such considerations. It must also be remembered that the present extension of the banking system throughout the country is comparatively recent. In 1890 there were only 569 branches in Ireland, as against 819 in 1910. Even now we find...
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Product details

  • Paperback | 92 pages
  • 189 x 246 x 5mm | 181g
  • Miami Fl, United States
  • English
  • black & white illustrations
  • 1236514084
  • 9781236514080