Maryland Reports; Cases Adjudged in the Court of Appeals of Maryland Volume 89

Maryland Reports; Cases Adjudged in the Court of Appeals of Maryland Volume 89

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This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1900 edition. Excerpt: ... many of the associations the persons who may become the beneficiaries of the insurance are strictly limited to the immediate family or near relatives of the insured member, while in others no restriction at all is placed upon those who may acquire the right to receive the amount due at the death of the member. Most of the companies permit the insured member to designate, in writing, generally upon the membership certificate, the person who is to receive its proceeds, and from time to time, with the assent of the association, to change the beneficiary, but others rigidly fix by their by-laws the persons who are entitled to receive the fund. The Courts have uniformly held that the contract of membership is made with reference to the by-laws and regulations of the association, and these are treated as part of the contract. While the constitutions and by-laws of some associations are skillfully drawn and are not difficult of interpretation, others are loose in structure and their meaning is not clearly expressed. As might be expected, the interpretation of these varied contracts of mutual insurance and the determination of the rights of respective claimants to the funds arising from them, has resulted in a series of decisions in which there appears at first sight to be an unusual lack of harmony. Upon a close examination the apparent differences in the decisions are found to arise chiefly from the variety in the terms of the contracts, or in the structure and regulations of the associations themselves. There are, however, two lines of cases which differ in the voL. 89 26 Opinion of the Court. 89 view taken by the Courts of these institutions as a class. In the one line the Courts are disposed to regard the contract of indemnity provided by...
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Product details

  • Paperback | 300 pages
  • 189 x 246 x 16mm | 540g
  • United States
  • English
  • black & white illustrations
  • 123685036X
  • 9781236850362