The Law Times Volume 124

The Law Times Volume 124

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This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1908 edition. Excerpt: ...have acted beyond the scope of his employment, the company had no right to retain the money. Judgment for the plaintiff. It would be interesting to learn more fully the exact nature and circumstances of the representations made, because the line between this and Horse v. Pearl Li/e Assurance Company (ubi mp.) is a narrow one. His Honour is reported as considering even an "innocent" misrepresentation to be against the company. This would seem not to be so on the Ilarse case, where both parties were regarded as being in pari deliclo, and the premiums were declared irrecoverable by the Court of Appeal. It is unnecessary to comment on the very serious importance of these cases to the poorer and more ignorant classes of the community, who are apt to rely entirely, and not without some justification, on the special knowledge of the insurance agent. It is very easy to say that they should not do so, but, after all, such reliance is only the counterpart of that which we all repose (with frequent cause for regret) in the special knowledge of the men sent to inspect some defect in our water, gas, or electric lighting systems. Insurance agents deal with specially important matters, and on public grounds it should not be easy for companies to blow hot and cold according as it seems to best suit their interests. The way in which the word " agent" is used illustrates the rather loose relationship so often subsisting. Agents have practically little authority beyond that of mere collectors, and any modifications in the conditions or forms of policies should certainly rest on something more solid than the concurrence of n. Second Shoot. have sprung from the idea that the part in breach was in bad faith, and entitled to no rotection....
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Product details

  • Paperback | 788 pages
  • 189 x 246 x 40mm | 1,379g
  • United States
  • English
  • black & white illustrations
  • 1236744705
  • 9781236744708