The Insurance Economist Volume 16

The Insurance Economist Volume 16

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This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1893 edition. Excerpt: ...constitutes a breach of warranty--a violation of good faith which is liable to be misleading to the company, and upon which a subsequent contract void of legal effect may be issued. It is manifest therefore that the blame for any such unfortunate complication rests upon the applicant, and may be avoided by ordinary care and honesty upon his or her part. We thus refer to the important bearing of the application in its entirety, because it is so easy to recognize how absolutely the policy contract depends upon it for its force and validity, and because it logically follows that the responsibility carried by the whole communicates itself to each part, and involves the good faith of the applicant in each answer that he warrants the accuracy of. In the third part, which consists of the report of the medical examiner on the physical condition and development of the applicant, he or she is relieved of all responsibility, beyond that of affording every facility to the examiner to ascertain his or her exact physical condition. The result of the examination is a very important matter, not only because the issue or non-issue of the policy applied for may depend upon it, but also because it often develops the presence of some curable disease of which the person examined might otherwise have remained in utter ignorance until it had run beyond the curable stage. Many a life has thus been saved for tuture enjoyment and usefulness by the medical examination for a policy of life insurance. To men or women seeking the manifold benefits of life insurance, we say, let the full responsibility that will re-t upon you when you complete your application be clearly recognized. Look upon the filling out and signing of your application as a serious matter--just as...
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Product details

  • Paperback | 54 pages
  • 189 x 246 x 3mm | 113g
  • United States
  • English
  • black & white illustrations
  • 1236843037
  • 9781236843036