Inclusion in the American Dream

Inclusion in the American Dream : Assets, Poverty, and Public Policy

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Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included.
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Product details

  • Paperback | 432 pages
  • 154.9 x 231.1 x 25.4mm | 589.68g
  • Oxford, United Kingdom
  • English
  • New
  • 75 illus.
  • 0195168208
  • 9780195168204

Review quote

Michael Sherraden's pathbreaking work on savings has had a profound impact on public policy. He has demonstrated that low-income households can save, and that savings are critical to insure against job loss, illness, and other life emergencies, as well as to build assets for long-term well-being. His institutional theory of savings has helped to change the way we understand basic economic choices facing families. Now, in this volume, Sherraden and his co-authors show
us how to begin to move beyond individual development accounts to build a truly inclusive asset policy that is both progressive and universal. Sherraden's intellectual contribution to assets policy is simply astounding. * Michael S. Barr, Assistant Professor of Law, University of Michigan Law School; nonresident senior fellow, The Brookings Institution; former senior official of the United States Treasury Department; and former special advisor to President Clinton *
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About Michael Sherraden

Michael Sherraden in Benjamin E. Youngdahl Professor of Social Development and founding director of the Center for Social Development (CSD) at Washington University in St. Louis. Sherraden originated the phrase "asset-based policy," which suggests that social policy and programs should promote not merely income and consumption, but also savings and investment.
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