Family Medical Planning

Family Medical Planning

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In every family, no matter who you define as your family, what affects one family member affects all family members at different levels. For the small business owner your employees are a unique second family. Whatever affects your employee family affects your business day to day operations and your customer or sales retention. All of these are directly tied to your bottom line. Knowing how to protect your business cash flow from a catastrophic medical event for you or a key employee is a vital part of your ongoing operational plans that is too often ignored until a crisis occurs, and then it is too late to change your results. I have seen the real life results of those who planned for a medical emergency in advance and the tragic results of those who have not. This book is designed for families at any age or stage of life to enable you to understand and discuss difficult situations you may face some day. Perhaps you have already experienced personally how just one major medical crisis can impact three or more generations. I have. In this book you will learn what you need to know about various insurance product options and important legal documents before they are needed. This easy to read general reference tool was written without a lot of technical terms or the over use of abbreviated initials intentionally. Technical terms and jumbles of capital letters you don't recognize instantly are distracting. I avoided using them whenever possible for your benefit. This resource will guide you in many useful ways to customize a well thought out plan of action for your family before a medical crisis occurs. At the end of the book I have included a resource checklist for your convenience. You may want to take a moment to make notes there after reading each chapter.
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Product details

  • Paperback | 46 pages
  • 215.9 x 279.4 x 2.54mm | 167.83g
  • United States
  • English
  • black & white illustrations
  • 1508779066
  • 9781508779063

About Amy Rose Herrick

Amy Rose Herrick launched Money With Amy in late 2014 to enable her to share her wisdom and expertise acquired in her 30-plus years of experience in the financial services field. She is a Chartered Financial Consultant (ChFC). Beginning in 1991 she expanded her professional expertise and ongoing licensing to include earning the title of Insurance Agent for Life, Disability, Critical Illness, Long Term Care and Air Ambulance coverage's. During the same time she completed a career change from corporate clients to exclusively serving the needs of individual and a small business based clientele. Not satisfied that she had all the planning tools needed to advise clients to the best of her ability in changing economic climates, in the early 90's she took the necessary training and ongoing educational hours necessary to secure her ability as a tax professional too. Her articles have appeared in numerous publications. Amy accepted short term assignments for regular newspaper columns on specific items of public interest now and then in addition to her private practice demands. She was selected to contribute two chapters to books that were collaborative efforts between multiple professionals in 2007 and 2010. In addition to her writing and other business activities, Amy is a dynamic public speaker who is able to engage with her audiences by breaking down complex concepts into manageable ideas that are easily understood using custom designed presentations. Amy's planning expertise extends into situations that encompass corporate, individual and small business financial issues related to cash flow, debt structure, income tax reduction, charitable giving, business succession plans, mental or physical incapacity at any age, Life Insurance Settlements for unwanted policies and overall estate planning. Amy and her family relocated from the Midwest to call the beautiful island of St. Croix their family home in early 2011. Amy continues to serve a wide range of clients on the U.S. mainland coast to coast as well as clients residing in the US Virgin Islands. In her free time she enjoys traveling, photography and she has a flair for art.
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