Credit Insurance

Credit Insurance

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Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Credit insurance is a term used to describe both business credit insurance (a.k.a. trade credit insurance) and consumer credit insurance, e.g., credit life insurance, credit disability insurance (a.k.a. credit accident and health insurance), and credit unemployment insurance, The easy way to differentiate between these two types of insurance is: Business credit insurance is credit insurance that businesses purchase to insure payment of credit extended by the business (their accounts receivable). Consumer credit insurance is credit insurance that consumers purchase to insure payment of credit extended to the consumer (insurance pays lender or finance company). Consumer credit insurance is a way for consumers to insure repayment of loans even if the borrower dies, becomes disabled, or loses a job. Consumer credit insurance can be purchased to insure all kinds of consumer loans including auto loans, credit card debt, loans from finance companies, and home mortgage borrowing. Although purchased by the consumer/borrower, the benefit payment goes to the company financing the purchase or extending the credit to the consumershow more

Product details

  • Paperback | 84 pages
  • 152 x 229 x 5mm | 136g
  • Dicho
  • United States
  • English
  • 6136703300
  • 9786136703305