The credit guide

The credit guide : Manage your money with the National Credit Act

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Description

This title empowers consumers to get optimal value from credit. Using consumer rights as vantage point, it guides consumers though the life cycle of credit and shows the context in which the National Credit Act operates. It deals in a practical way with applications, types of credit agreements, credit bureau information, marketing of credit, credit cards, mortgages, asset finance and debt collection, clearly setting out recourse and tips. It also discusses concepts and procedures introduced by the National Credit Act, such as debt counselling, over-indebtedness and complaints procedures. This title is a must for anyone wanting to manage their credit optimally.show more

Product details

  • Paperback | 202 pages
  • Juta & Company Ltd
  • Juta Legal and Academic Publishers
  • Kenwyn, South Africa
  • 0702179310
  • 9780702179310

Table of contents

The credit process in terms of the National Credit Act; consumer credit information; consumers' rights and obligations; credit agreements; the cost of credit; the marketing of credit; cancellation, termination, variation and early settlement of credit agreements; reckless credit and debt counselling; debt collection; consumer credit institutions; complaints procedures; mortgages; motor vehicle finance; credit cards.show more