Commercial Bank Financial Management : International Edition
For junior-senior/MBA-level courses in Commercial Banking, Commercial Bank Management, Management of Financial Institutions, Financial Institutions and Markets.A market leader, this thoroughly revised text describes both the theory and practice of commercial banking from a financial-management perspective. Focusing on the dynamic and rapidly changing financial-services industry, it explores modern financial management decision-making and highlights the importance of adapting to change and creating value as the way for firms to succeed.
- Paperback | 696 pages
- 203 x 253 x 25mm | 1,242g
- 01 Nov 2001
- Pearson Education (US)
- United States
- 6th edition
About Joseph F. Sinkey
Joseph F. Sinkey, Jr. is Professor of Banking and Finance and holds the Edward W. Hiles Chair of Financial Institutions, Department of Banking and Finance, Terry College of Business, The University of Georgia, Athens, Georgia. He received his Ph.D. in economics from Boston College in 1971 and his B.A. in economics from St. Vincent College, Latrobe, Pennsylvania, in 1966. From 1971 to 1976, he was a financial economist with the Division of Research of the Federal Deposit Insurance Corporation, Washington, D.C. He joined the faculty of the University of Georgia in 1976 as an Associate Professor and there as Full Professor in 1983. From 1985 to 1992, he held the Georgia Bankers Association Chair of Banking. Professor Sinkey has distinguished himself as a teacher, author, and researcher. He was recognized for superior teaching at The University of Georgia Honors Day in 1984 and 1985 and by the Georgia Finance Club in 1984. He is the author of several books: Commercial Bank Financial Management, published in 1983, 1986, 1989, 1992, 1998; Application of Classification Techniques in Business, Banking, and Finance, a coauthored research book published by JAI Press, Inc. in 1981; and Problem and Failed Institutions in the Commercial Banking Industry, a research book published by JAI Press, Inc. in 1979. Professor Sinkey has written numerous articles, chapters, book reviews, and op-ed pieces for various banking and finance publications and newspapers. He is an associate editor and the book review editor for the Journal of Banking and Finance, a former associate editor for the Journal of Financial Research, and an ad hoc reviewer for major banking, finance, and economics journals. In addition to his teaching and research duties, Professor Sinkey has served as a consultant to industry and government, testified before the U.S. Senate, and been an expert witness in cases involving banking and financial matters. He has taught at various banking schools across the country including the School for Bank Administration, The Michigan Graduate School of Bank Management, The Management School of Bank Marketing, The School for Executive Development, and the Georgia Banking School. His international experience includes teaching, seminars, paper presentations, and speeches in Barcelona, Bratislava (Slovakia), Byblos (Lebanon), Istanbul, Jerusalem, London, Lyon, Melbourne, Montevideo, Oslo, Phnom Penh, Rome, Seoul, Taipei, Tours, and Vilnius (Lithuania).
Table of contents
I. BANKING AND THE FORCES OF CHANGE IN THE FINANCIAL-SERVICES INDUSTRY. 1. Overview of Banking and the Financial-Services Industry. 2. Drivers of Change, Innovation, and Consolidation in the Financial-Services Industry. 3. Technology in Banking: E-Money, E-Banking and E-Commerce. II. BANK FINANCIAL STATEMENTS, RISKS, AND VALUATION. 4. Sources and Uses of Funds and the Risks of Banking. 5. Accounting and Economic Models of Bank Performance and Valuation. 6. Case Studies in Bank Valuation and Performance. III. THE BIG PICTURE: STRATEGIC PLANNING, RISK MANAGEMENT, AND THE MEASUREMENT OF BANK PERFORMANCE. 7. Managing Value and Risk: Bank Corporate Strategy and Strategic Planning in the Financial-Services Industry. 8. Risk Management: Asset-Liability Management and Interest-Rate Risk. 9. Capital and Dividend Management: Theory Regulation and Practice. IV. CREDIT RISK: TRADITIONAL AND INNOCATIVE METHODS FOR MANAGING THE LENDING FUNCTION. 10. The Traditional Approach to Business Lending: Theory and Practice. 11. Modern Methods for Analyzing and Managing Credit. 12. Consumer and Small Business Lending. V. THE LIQUIDITY, OPERATING, AND FOREIGN-EXCHANGE RISKS OF BANKING AND SECURITIZATION. 13. Liquidity Risk and Liability Management. 14. Net Noninterest Income ("Burden"), Operational Risk, Securitization, and Derivatives Activities. 15. Globalization, International Banking, and Foreign-Exchange Risk. VI. THE ROLES OF REGULATION, DEPOSIT INSURANCE, AND ETHICS IN SHAPING BANKING AND THE FINANCIAL-SERVICES INDUSTRY. 16. Theory Objectives, and Agencies of Risk Regulation. 17. Deposit Insurance, Bank Failures, and the Savings-and-Loan Mess. 18. Ethics in Banking and the Financial-Services Industry (FSI).