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  • Most people are overextended, and overstressed--and feel that the thrill is gone from their worklives. Even those who are not mired in debt or struggling to save for retirement feel they have no choice but to keep slogging away until age 65. The book teaches how to make early semiretirement work, built on: sensible spending, a rational investing method based on Nobel Prize winning research, a safe lifelong withdrawal rate system, and psychological adjustments needed to live a life outside the dominant culture of consumption and overwork.