Local Dollars, Local Sense: How to Shift Your Money from Wall Street to Main Street and Achieve Real Prosperity

Local Dollars, Local Sense: How to Shift Your Money from Wall Street to Main Street and Achieve Real Prosperity

Paperback Community Resilience Guides

By (author) Michael Shuman

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  • Publisher: Chelsea Green Publishing Co
  • Format: Paperback | 288 pages
  • Dimensions: 152mm x 226mm x 20mm | 454g
  • Publication date: 20 February 2012
  • Publication City/Country: White River Junction
  • ISBN 10: 1603583432
  • ISBN 13: 9781603583435
  • Edition statement: New.
  • Illustrations note: index, bibliography
  • Sales rank: 181,511

Product description

Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

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Review quote

"Michael Shuman answers a lot of questions I've always wondered about, and in the process paints a practical vision of exactly where we need to be headed in this country. Consider this book an excellent investment!"--Bill McKibben, author of Eaarth and The End of Nature